Insurance · Missouri

Managed IT diligence for insurance agencies in Missouri.

Agencies like yours hold applications, claims, health and financial details across every household the agency serves. A majority of states have adopted versions of the NAIC insurance data security model, which puts a written security program, vendor oversight, and breach duties on licensees, meaning the agency answers to its regulator for its IT vendor's work.

What binds you

The frameworks behind the stakes

NAIC Insurance Data Security Model LawThe frameworkState-adopted requirements for licensee security programs and breach handling.
GLBA safeguardsThe frameworkFinancial-privacy obligations reaching insurance activities.

Add this to your checklist

Will your documentation satisfy my state insurance regulator's security-program requirements?

It joins the 18 questions every buyer should ask in writing. The full list and the printable version are on the Protect page.

Where you are

The Missouri layer

Missouri, like every U.S. state, has a data breach notification law that sets duties and deadlines when personal information is compromised. Whatever its exact deadline, a provider bound by a contractual 72-hour notice clock has already committed to moving faster than any state statute requires of you, which is why that clause belongs in your agreement regardless of where you operate. The National Conference of State Legislatures maintains a fifty-state table of these laws; searching "NCSL security breach notification laws" will find it if the link below has moved.

Before hiring anyone, run their legal entity through Missouri's Secretary of State business search: every state operates one, free, and it shows whether the company exists, when it was formed, and whether it is in good standing. Search "Missouri Secretary of State business search" to reach it directly. Missouri's attorney general's office is the place to check for consumer complaints and to report provider misconduct.

NCSL 50-state breach-law tablesource