Mortgage · Michigan
Managed IT diligence for mortgage & lending offices in Michigan.
Offices like yours hold full borrower files: income, credit, assets, and Social Security numbers, plus wiring instructions. Lending files are identity-theft kits, and closing funds move by wire, which makes business-email compromise the industry's signature attack. Email security and wire-verification procedure are core scope, not add-ons.
What binds you
The frameworks behind the stakes
Add this to your checklist
What specific protections and procedures cover wire instructions and payoff changes?
It joins the 18 questions every buyer should ask in writing. The full list and the printable version are on the Protect page.
Where you are
The Michigan layer
Michigan, like every U.S. state, has a data breach notification law that sets duties and deadlines when personal information is compromised. Whatever its exact deadline, a provider bound by a contractual 72-hour notice clock has already committed to moving faster than any state statute requires of you, which is why that clause belongs in your agreement regardless of where you operate. The National Conference of State Legislatures maintains a fifty-state table of these laws; searching "NCSL security breach notification laws" will find it if the link below has moved.
Before hiring anyone, run their legal entity through Michigan's Secretary of State business search: every state operates one, free, and it shows whether the company exists, when it was formed, and whether it is in good standing. Search "Michigan Secretary of State business search" to reach it directly. Michigan's attorney general's office is the place to check for consumer complaints and to report provider misconduct.
The method
The bench, applied
The tactics
Lock-in contracts, stripped quotes, and exit traps, documented in the industry's own words with checkable sources.
See the tacticsAdaptThe standard
Fourteen marks of a fair managed IT agreement, stated plainly and provider-neutral.
See the standardProtectThe benchmark
The four-step method and the 18 questions to ask in writing, with a printable checklist.
Use the benchmarkMortgage in nearby states
Other industries in Michigan
Educational reference, not legal advice. Frameworks are summarized at the framework level; confirm specifics for your situation with counsel or the primary source.